PINCH & PROSPER Simple, Transparent Pricing
Pay for what you need. Nothing more
Retirement planning shouldn’t come with hidden fees, long-term lock-ins, or pressure to upgrade before you’re ready. Pinch & Prosper keeps pricing straightforward. You can start for free, explore the platform at your own pace, and add features only when they’re genuinely useful to you
You pay
$49 /year
Free
- 1 Trial Single Region Plan (expires in 30 days)
Base Membership
- 3 Separate Plans
- Long Term Plan Storage
- Share Plan with Friends, Family, and Financial Advisors with either Read-Only or Edit access
- Track expenses for your family members and Pets
- Deep Dive Projection and Comparisons with free access to newly released analysis
- Market Volatility
- Economic Volatility
- Consumption and Spending Models
- And more
Multi-Region
Dreaming or Planning to Retire Abroad? Maybe you are…
- Seeking a quiet life on a tropical beach
- Seeking more affordable health care or Assisted Living
- Starting fresh and seeking companionship
- Going back to your roots
Whatever your motivation, many expats find they can stretch their retirement savings further by moving. This feature allows you Plan across borders *
Challenge your assumptions to see if your money supports life abroad
Frequently Asked Questions
What types of Assets, Liabilities, Income Sources, and Goals can we capture?
The selection varies based on the home country for each plan. For Multi-Region plans; also called ‘Expat’ plans for those planning live abroad; you can use a mix of record types from each country
Assets range from generic to country-specific banking, retirements, savings, and investment accounts
Liabilities range from common expenses like groceries and utilities, but also include more specific concerns like insurance, homeowner fees, and more
Income Sources range from Job income and pensions to side-hustles
Goals range from holiday savings, travel expenses, and opportunities to prepare for surprise expenses
Is Pinch & Prosper a budgeting app?
No. It’s a self-guided retirement planning tool designed to assists you in closing the gaps in your financial and retirement plans. No spreadsheets, no panic or pressure. No spiritual financial gurus to trick or confuse you. We’ll shine a light on key details and concerns so you can decide how to handle things in the future
Can I share my plan with others?
Whether it is your Family, Accountant, or Professional Financial Advisor, you can securely share your plan as needed and revoke access at any time
Do I need a professional Financial Advisor?
The legal and practical definition of a ‘Financial Advisor’ varies widely from country to country so make sure you have a clear view of the term as you navigate the topic. Depending on the complexity of your situation; if you feel like you cannot handle your own Plans; you might want to find Professional assistance. Regardless, you’ll still need to gather your details and become informed on key topics and concerns so you can ensure your Plans are handled reasonably. We can help you get started and then you can Invite a Professional advisor into your Plan