PINCH & PROSPER Simple, Transparent Pricing
Pay for what you need. Nothing more
Retirement planning shouldn’t come with hidden fees, long-term lock-ins, or pressure to upgrade before you’re ready. Pinch & Prosper keeps pricing straightforward. You can start for free, explore the platform at your own pace, and add features only when they’re genuinely useful to you
You pay
$49 /year
Free
- 1 Trial Single Region Plan (expires in 30 days)
Base Membership
- 3 Separate Plans
- Long Term Plan Storage
- Share Plan with Friends, Family, and Financial Advisors with either Read-Only or Edit access
- Track expenses for your family members and Pets
- Deep Dive Projection and Comparisons with free access to newly released analysis
- Market Volatility
- Economic Volatility
- Consumption and Spending Models
- And more
Multi-Region
Dreaming or Planning to Retire Abroad? Maybe you are…
- Seeking a quiet life on a tropical beach
- Seeking more affordable health care or Assisted Living
- Starting fresh and seeking companionship
- Going back to your roots
Whatever your motivation, many expats find they can stretch their retirement savings further by moving. This feature allows you Plan across borders *
Challenge your assumptions to see if your money supports life abroad
Frequently Asked Questions
What types of Assets, Liabilities, Income Sources, and Goals can we capture?
The selection varies based on the home country for each plan. For Multi-Region plans; also called ‘Expat’ plans for those planning live abroad; you can use a mix of record types from each country
Assets range from generic to country-specific banking, retirements, savings, and investment accounts
For example… In the USA, you may wish to capture your 401K, Individual Retirement Account (IRA), Roth, Cash Balance Plans, Typical Bank Accounts for savings, and other types
Liabilities range from common expenses like groceries and utilities, but also include more specific concerns like insurance, homeowner fees, and more
For example… In the USA, you might capture Health coverage from Healthcare.gov or Medicare, Annual Vehicle Registration Fees, your Costco Membership Fees, along with more typical things like groceries, etc.
Income Sources range from Job income and pensions to side-hustles
For example… In the USA, you could account for income from Social Security, the Veterans Administration, income from your private pension, etc.
Goals range from holiday savings, travel expenses, and opportunities to prepare for surprise expenses
Do I need a professional Financial Advisor?
The legal and practical definition of a ‘Financial Advisor’ varies widely from country to country so make sure you have a clear view of the term as you navigate the topic. Depending on the complexity of your situation; if you feel like you cannot handle your own Plans; you might want to find Professional assistance. Regardless, you’ll still need to gather your details and become informed on key topics and concerns so you can ensure your Plans are handled reasonably. We can help you get started and then you can Invite a Professional advisor into your Plan
What if I live or plan to retire in more than one country?
Whether you are an Expat living abroad full time or someone living abroad for select seasons, Pinch & Prosper supports multi-region and multi-currency planning, so your plan reflects how you actually live
Do I need to link my bank accounts?
No, and we don’t recommend connecting your financial accounts to any service. While it may save a little time, it’s not worth the risk. Keep your records safe and secure