Simple, Transparent Pricing

Pay for what you need. Nothing more

Retirement planning shouldn’t come with hidden fees, long-term lock-ins, or pressure to upgrade before you’re ready. Pinch & Prosper keeps pricing straightforward. You can start for free, explore the platform at your own pace, and add features only when they’re genuinely useful to you

You pay

$49 /year

Country:
$ 0 /year

Free

  • 1 Trial Single Region Plan (expires in 30 days)
+ $49 /year

Base Membership

  • 3 Separate Plans
  • Long Term Plan Storage
  • Share Plan with Friends, Family, and Financial Advisors with either Read-Only or Edit access
  • Track expenses for your family members and Pets
  • Deep Dive Projection and Comparisons with free access to newly released analysis
  • Market Volatility
  • Economic Volatility
  • Consumption and Spending Models
  • And more
+ $9 /year

Multi-Region

Dreaming or Planning to Retire Abroad? Maybe you are…

  • Seeking a quiet life on a tropical beach
  • Seeking more affordable health care or Assisted Living
  • Starting fresh and seeking companionship
  • Going back to your roots

Whatever your motivation, many expats find they can stretch their retirement savings further by moving. This feature allows you Plan across borders *

Challenge your assumptions to see if your money supports life abroad

Frequently Asked Questions

What types of Assets, Liabilities, Income Sources, and Goals can we capture?

The selection varies based on the home country for each plan. For Multi-Region plans; also called ‘Expat’ plans for those planning live abroad; you can use a mix of record types from each country

Assets range from generic to country-specific banking, retirements, savings, and investment accounts

For example… In Mexico, you may wish to capture your Savings Account (Cuenta de Ahorro), AFORE (Administradora de Fondos para el Retiro), Voluntary Pension Plans (Planes de Pensiones Voluntarios), Payroll Account (Cuenta de Nómina), etc.

Liabilities range from common expenses like groceries and utilities, but also include more specific concerns like insurance, homeowner fees, and more

For example… In Mexico, you might capture payments for IMSS (Instituto Mexicano del Seguro Social) health insurance along with more typical things like spending at the Supermercado, Tianguis, Tiendita, etc.

Income Sources range from Job income and pensions to side-hustles

For example… In Mexico, you could account for income from Pensión para el Bienestar de las Personas Adultas Mayores (Universal Non-Contributory Pension), IMSS Pension (Contributory, Private-Sector Workers), ISSSTE Pension (Contributory, Public-Sector Workers), income from your private pension, etc.

Goals range from holiday savings, travel expenses, and opportunities to prepare for surprise expenses

Can I share my plan with someone I trust?

Yes. You can securely share your plan with family members or a financial professional and revoke access at any time

Do I need to link my bank accounts?

No, and we don’t recommend connecting your financial accounts to any service. While it may save a little time, it’s not worth the risk. Keep your records safe and secure

Do I need a professional Financial Advisor?

The legal and practical definition of a ‘Financial Advisor’ varies widely from country to country so make sure you have a clear view of the term as you navigate the topic. Depending on the complexity of your situation; if you feel like you cannot handle your own Plans; you might want to find Professional assistance. Regardless, you’ll still need to gather your details and become informed on key topics and concerns so you can ensure your Plans are handled reasonably. We can help you get started and then you can Invite a Professional advisor into your Plan