Simple, Transparent Pricing

Pay for what you need. Nothing more

Retirement planning shouldn’t come with hidden fees, long-term lock-ins, or pressure to upgrade before you’re ready. Pinch & Prosper keeps pricing straightforward. You can start for free, explore the platform at your own pace, and add features only when they’re genuinely useful to you

You pay

$49 /year

Country:
$ 0 /year

Free

  • 1 Trial Single Region Plan (expires in 30 days)
+ $49 /year

Base Membership

  • 3 Separate Plans
  • Long Term Plan Storage
  • Share Plan with Friends, Family, and Financial Advisors with either Read-Only or Edit access
  • Track expenses for your family members and Pets
  • Deep Dive Projection and Comparisons with free access to newly released analysis
  • Market Volatility
  • Economic Volatility
  • Consumption and Spending Models
  • And more
+ $9 /year

Multi-Region

Dreaming or Planning to Retire Abroad? Maybe you are…

  • Seeking a quiet life on a tropical beach
  • Seeking more affordable health care or Assisted Living
  • Starting fresh and seeking companionship
  • Going back to your roots

Whatever your motivation, many expats find they can stretch their retirement savings further by moving. This feature allows you Plan across borders *

Challenge your assumptions to see if your money supports life abroad

Frequently Asked Questions

What types of Assets, Liabilities, Income Sources, and Goals can we capture?

The selection varies based on the home country for each plan. For Multi-Region plans; also called ‘Expat’ plans for those planning live abroad; you can use a mix of record types from each country

Assets range from generic to country-specific banking, retirements, savings, and investment accounts

For example… In Germany, you may wish to capture your accounts for Gesetzliche Rentenversicherung (Statutory pension), Betriebliche Altersvorsorge (bAV) (Company pension), Riester-Rente (Riester pension), etc.

Liabilities range from common expenses like groceries and utilities, but also include more specific concerns like insurance, homeowner fees, and more

For example… In Germany, you might capture payments for Private Health Insurance from providers like Allianz Private Krankenversicherung, membership fees for Edeka, Rewe, Kaufland, along with more typical things like spending at your local Grocery store like Aldi, Lidl, etc.

Income Sources range from Job income and pensions to side-hustles

For example… In Germany, you could account for Old-Age Pension (Altersrente), Basic Pension (Grundrente), Survivors' / Bereavement Pensions (Hinterbliebenenrente), Disability / Reduced Earning Capacity Pension (Erwerbsminderungsrente), income from your private pension, etc.

Goals range from holiday savings, travel expenses, and opportunities to prepare for surprise expenses

What if I live or plan to retire in more than one country?

Whether you are an Expat living abroad full time or someone living abroad for select seasons, Pinch & Prosper supports multi-region and multi-currency planning, so your plan reflects how you actually live

Is Pinch & Prosper a budgeting app?

No. It’s a self-guided retirement planning tool designed to assists you in closing the gaps in your financial and retirement plans. No spreadsheets, no panic or pressure. No spiritual financial gurus to trick or confuse you. We’ll shine a light on key details and concerns so you can decide how to handle things in the future

Can I share my plan with someone I trust?

Yes. You can securely share your plan with family members or a financial professional and revoke access at any time