A Financial Planning Tool That Speaks Like You Think
You don’t need another spreadsheet, and you don’t need a financial advisor. You just need tools for financial planning that, well, don’t suck.

It’s not a budgeting app, but a planning tool that helps you close the gaps in your existing financial and retirement plan. No spreadsheets, no panic or pressure. No spiritual financial gurus.
Designed for real people, in real life
No bank linking or personal financial data sharing
You decide what information you want to use
No Upsells or hidden agendas
We are upfront and affordable see our pricing here
Why Choose Pinch & Prosper?
Private.
No data harvesting, no ads, no upselling. Seriously, you don’t even have to tell us your real name. CoolCat1984? No problem
No Surveillance.
No tracking, harvesting, or snooping. Think and act privately and discover how to plan financially, without having to link your bank accounts.
All-Seeing.
From tax blind spots to medical curveballs, Pinch & Prosper monitors the details you’d rather not forget.
Simple.
You’re not a hedge fund manager, and you shouldn’t have to be. All you want is to retire without panic. We get it.
Global.
Stretched Penny was built for your dual-region lifestyle. Invest in Vancouver, retire in Rome, summer in Cape Town.

Frequently Asked Questions
Is Pinch & Prosper a budgeting app?
No, Pinch & Prosper is a financial planning tool that helps you close the gaps in your existing financial and retirement plan. No spreadsheets, no panic or pressure. No spiritual financial gurus.
Do I need to link my bank accounts?
No, Pinch & Prosper is a financial planning tool that helps you close the gaps in your existing financial and retirement plan. No spreadsheets, no panic or pressure. No spiritual financial gurus.
What if I live in more than one country?
No, Pinch & Prosper is a financial planning tool that helps you close the gaps in your existing financial and retirement plan. No spreadsheets, no panic or pressure. No spiritual financial gurus.
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No, Pinch & Prosper is a financial planning tool that helps you close the gaps in your existing financial and retirement plan. No spreadsheets, no panic or pressure. No spiritual financial gurus.
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No, Pinch & Prosper is a financial planning tool that helps you close the gaps in your existing financial and retirement plan. No spreadsheets, no panic or pressure. No spiritual financial gurus.
Stop Delaying. Start Preparing
Lets be honest. Most retirement planning tools feel like a punishment. They’re either build for finance pros, or designed to confuse you into buying something. It’s not wonder you’ve been putting it off. Most people have. Even us a few years ago, and the fact that all the tools for financial planning we tried didn’t help.
Don’t leave future-you underwhelmed with your current effort levels. Get started today. You’ll thank yourself tomorrow.
